{"id":23,"date":"2017-05-09T14:29:07","date_gmt":"2017-05-09T13:29:07","guid":{"rendered":"https:\/\/comparism.com\/blog\/?p=23"},"modified":"2023-01-20T17:22:30","modified_gmt":"2023-01-20T17:22:30","slug":"best-way-to-send-money-to-india-from-uk","status":"publish","type":"post","link":"https:\/\/www.comparism.com\/best-way-to-send-money-to-india-from-uk\/","title":{"rendered":"Revealed: Best Way to Send Money to India from UK (2024 Update)"},"content":{"rendered":"<div class=\"wp-block-image\">\n<figure class=\"alignright is-resized\"><a href=\"https:\/\/www.comparism.com\/wp-content\/uploads\/best-way-to-send-money-to-india-from-uk.jpg\" data-lasso-id=\"2130\"><img fetchpriority=\"high\" decoding=\"async\" src=\"https:\/\/www.comparism.com\/wp-content\/uploads\/best-way-to-send-money-to-india-from-uk.jpg\" alt=\"Best way to send money to India from UK\" class=\"wp-image-1270\" width=\"400\" height=\"265\" srcset=\"https:\/\/www.comparism.com\/wp-content\/uploads\/best-way-to-send-money-to-india-from-uk.jpg 1024w, https:\/\/www.comparism.com\/wp-content\/uploads\/best-way-to-send-money-to-india-from-uk-100x65.jpg 100w\" sizes=\"(max-width: 400px) 100vw, 400px\" \/><\/a><\/figure><\/div>\n\n\n<p>Looking for the <strong>best way to send money to India from the UK online?<\/strong><\/p>\n\n\n\n<p class=\"p1\">In 2024, there are many <a data-lasso-id=\"8687\" href=\"https:\/\/www.comparism.com\/international-money-transfers\/\" data-type=\"post\" data-id=\"5202\">different international money transfer options<\/a> at your disposal, but finding the one that&#8217;s right for you is the challenge.<\/p>\n\n\n\n<p class=\"p1\">In this post, that&#8217;s EXACTLY what I will show you &#8211; the <strong>best money transfer to India from the UK<\/strong> that gets you the <strong>best rate for GBP to INR<\/strong>.<\/p>\n\n\n\n<p>I&#8217;ve included the best money transfer options out there &#8211; including money transfer fees, best sign-up deals and tips that can help you get the best exchange rates.<\/p>\n\n\n\n<p>I looked at 20+ options that offer UK to India remittance services with the below criteria in mind:<\/p>\n\n\n\n<ul>\n<li>Which service offers the best <strong>GBP to INR exchange rates<\/strong>?<\/li>\n\n\n\n<li>How much does your recipient get after deducing all fees and charges<\/li>\n\n\n\n<li>How much do you &#8220;actually&#8221; pay as additional fees (taking into account the exchange rate markup)?<\/li>\n\n\n\n<li>How long does the money transfer take? <\/li>\n<\/ul>\n\n\n\n<p>So let&#8217;s dive right in.<\/p>\n\n\n<style>.kb-table-of-content-nav.kb-table-of-content-id_53b047-46 .kb-table-of-content-wrap{padding-top:10px;padding-right:15px;padding-bottom:10px;padding-left:15px;box-shadow:0px 0px 14px 0px rgba(0, 0, 0, 0.2);}.kb-table-of-content-nav.kb-table-of-content-id_53b047-46 .kb-table-of-contents-title-wrap{padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;border-top-width:0px;border-right-width:0px;border-bottom-width:0px;border-left-width:0px;}.kb-table-of-content-nav.kb-table-of-content-id_53b047-46 .kb-table-of-contents-title{font-weight:regular;font-style:normal;text-transform:none;}.kb-table-of-content-nav.kb-table-of-content-id_53b047-46 .kb-table-of-content-wrap .kb-table-of-content-list{font-weight:regular;font-style:normal;margin-top:var(--global-kb-spacing-sm, 1.5rem);margin-right:0px;margin-bottom:0px;margin-left:0px;}<\/style>\n\n\n<p style=\"font-size:15px\"><strong>Disclosure:<\/strong> This guide contains affiliate links that may earn a commission (at absolutely no extra cost to you) if you decide to use the services using our link. However, that doesn&#8217;t influence our content, and these are the <strong>best ways to transfer money from the UK to India (GBP to INR) I found effective for 2024<\/strong>. For more information, you can read my affiliate disclosure.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"best-ways-to-send-money-from-uk-to-india-online\">Best ways to send money from UK to India Online<\/h2>\n\n\n\n<p>Short on time? Here&#8217;s a quick summary for you.<\/p>\n\n\n\n<p>The best online money transfers to India from the UK based on the overall amount received by your recipients after deducting fees and any other charges (including exchange rate margins).<\/p>\n\n\n\n<ul>\n<li><strong>\ud83e\udd47<\/strong> <strong><a href=\"https:\/\/www.comparism.com\/transferwise\/\" data-lasso-id=\"112\" rel=\"nofollow sponsored noopener\" target=\"_blank\" data-lasso-name=\"Wise\">Wise (formerly TransferWise)<\/a><\/strong><\/li>\n\n\n\n<li><strong>\ud83e\udd48<\/strong> <a href=\"https:\/\/www.comparism.com\/instarem\/\" data-lasso-id=\"158\" target=\"_blank\" rel=\"nofollow sponsored noopener\" data-lasso-name=\"InstaReM\"><strong>InstaReM<\/strong><\/a><\/li>\n\n\n\n<li><strong>\ud83e\udd49<\/strong> <strong><a href=\"https:\/\/www.comparism.com\/remitly\/\" data-lasso-id=\"159\" target=\"_blank\" rel=\"nofollow sponsored noopener\">Remitly<\/a><\/strong><\/li>\n<\/ul>\n\n\n\n<p><strong>Getting the <a href=\"https:\/\/www.comparism.com\/all-deals\/money\/\" data-type=\"URL\" data-id=\"https:\/\/www.comparism.com\/all-deals\/money\/\" data-lasso-id=\"113\">best exchange rates deals<\/a><\/strong>&nbsp;requires a bit of research!<\/p>\n\n\n\n<p>I experimented a lot during my quest for the most reliable money transfer option.<\/p>\n\n\n\n<p>I transferred&nbsp;<strong>GBP to INR<\/strong> using many different companies\/banks (big and small!) that offer money transfer services to India from the UK.<\/p>\n\n\n\n<p>It can save you a lot in conversion rates and fees if done right.<\/p>\n\n\n\n<p>But you have to stay with me:<\/p>\n\n\n\n<p>In a sudden stroke of serendipity, I came across great bank alternatives that offer excellent service and are much cheaper for sending money from the <strong><span class=\"s1\">UK to an Indian <\/span>bank account<\/strong><span class=\"s1\">.<\/span><\/p>\n\n\n\n<p>These disruptive companies convert your Pounds at mid-market rates and are much better off for Rupee per GBP converted than conventional banks. It took me many years to realise the issue of sending money via my bank.<\/p>\n\n\n\n<p>Looking back at the amount of money I transferred through the currency exchange service offered by my bank, <strong>the math runs into mind-boggling figures<\/strong> (more about that in a different post, maybe!)<\/p>\n\n\n\n<p>I wonder <em><strong>how much I could have saved by not sticking with&nbsp;my bank<\/strong><\/em>!<\/p>\n\n\n\n<p>Banks often hide their costs in the exchange rate they offer. Any particular reason I chose to stay with them? I don&#8217;t know!<\/p>\n\n\n\n<p>Maybe I was too scared to try any other company and risk my money transfer?<\/p>\n\n\n\n<p>Or, perhaps I was too lazy (ask my wife about that!) to shop around! Or, a mix of both!<\/p>\n\n\n\n<p>What if they take payment from me in the UK and don&#8217;t transfer it to my <a class=\"rank-math-link\" href=\"https:\/\/www.comparism.com\/resident-savings-account-vs-nri-account\/\" data-lasso-id=\"114\">Indian account<\/a>? What if they go bust? And a hundred other thoughts which don&#8217;t make sense to me today, having tried the alternatives of transferring money from the UK to India.<\/p>\n\n\n\n<p><strong>Related:<\/strong> <a class=\"rank-math-link\" href=\"https:\/\/www.comparism.com\/resident-savings-account-vs-nri-account\/\" data-lasso-id=\"115\">Is it illegal to send money to my resident savings account in India?<\/a><\/p>\n\n\n\n<p>Now, after all these years, I laugh at the scared-lazy-me from the past. And feel so happy to have made the switch. If the above personal experience doesn&#8217;t motivate you to switch, nothing else can!<\/p>\n\n\n\n<p class=\"p1\">What&#8217;s the big secret I am talking about?<\/p>\n\n\n\n<p>I wanted to bring some of the <strong>best money transfer alternatives to banks<\/strong> &#8211;&nbsp;convenient, low-cost alternatives&nbsp;that allow you to remit money from the UK to India, along with the features they offer and the associated fees.<\/p>\n\n\n\n<p><strong>Related:<\/strong> <a class=\"rank-math-link\" href=\"https:\/\/www.comparism.com\/best-time-to-send-money-to-india\/\" data-lasso-id=\"116\">What is the best time to send money to India?<\/a><\/p>\n\n\n\n<p>I will keep this guide updated. However, I insist you bookmark this page as your go-to <a data-lasso-id=\"117\" href=\"https:\/\/www.comparism.com\/send-money-to-india\/\">guide for transferring money to India<\/a> from the UK.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"best-ways-to-transfer-money-from-uk-to-india\">Best ways to transfer money from UK to India<\/h2>\n\n\n\n<p>To understand the best ways to transfer money to India, let&#8217;s quickly look at what ISN&#8217;T the best way!<\/p>\n\n\n\n<p><a class=\"rank-math-link\" href=\"https:\/\/www.moneymover.com\/bank-charges\/\" data-lasso-id=\"118\" target=\"_blank\" rel=\"noopener\">A recent study<\/a> of six of the leading UK\u2019s banks charging fees on overseas transfers by small firms in the UK showed that up to 96% of transfer revenue came <em><strong>NOT<\/strong><\/em> from overseas money transfer fees advertised by these banks <strong>but from exchange rates<\/strong>.<\/p>\n\n\n\n<p><strong>Read that last bit again!<\/strong><\/p>\n\n\n\n<p>A similar markup is added to your transactions, and banks never pay you at the mid-market rate. An advertised Fee Free Transfer is not really FREE.<\/p>\n\n\n\n<p>Is it?<\/p>\n\n\n\n<p>So, <strong>avoid banks<\/strong> when sending money overseas to India without shopping around!<\/p>\n\n\n\n<p>Before each transfer, I shop around to see which service provides the <strong>best conversion rates, look<\/strong> at the calculations, fees, etc., and finally choose the winner.<\/p>\n\n\n\n<p>I do this on almost every single money transfer that I do now.<\/p>\n\n\n\n<p>Now without further ado, let me show you <strong>how to transfer money from the UK to India<\/strong> at competitive rates to help you choose the best money transfer to India from the UK.<\/p>\n\n\n\n<p>Sending money to India online is <a class=\"rank-math-link\" data-lasso-id=\"119\" href=\"https:\/\/www.comparism.com\/send-money-to-india\/\">pretty straightforward<\/a> &#8211; you sign up with the money transfer company you like, add your recipient details, pay them in local currency (GBP) and submit your request.<\/p>\n\n\n\n<p>In many cases, you&#8217;ll be required to submit a few documents for verification purposes. Below, I have covered some of my favourites that I have used recently and can recommend.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"wise-formerly-transferwise\"><a data-lasso-id=\"160\" href=\"https:\/\/www.comparism.com\/transferwise\/\" target=\"_blank\" rel=\"nofollow sponsored noopener\" data-lasso-name=\"Wise\">1. Wise (formerly TransferWise)<\/a><\/h2>\n\n\n<div class=\"wp-block-image size-large aligncenter\">\n<figure class=\"\"><a href=\"https:\/\/www.comparism.com\/transferwise\/\" target=\"_blank\" rel=\"nofollow sponsored noopener\" data-lasso-id=\"2131\" data-lasso-name=\"Wise\"><img decoding=\"async\" width=\"1125\" height=\"674\" src=\"https:\/\/www.comparism.com\/wp-content\/uploads\/TransferWise-money-transfer.jpg\" alt=\"\" class=\"wp-image-2226\" srcset=\"https:\/\/www.comparism.com\/wp-content\/uploads\/TransferWise-money-transfer.jpg 1125w, https:\/\/www.comparism.com\/wp-content\/uploads\/TransferWise-money-transfer-768x460.jpg 768w\" sizes=\"(max-width: 1125px) 100vw, 1125px\" \/><\/a><\/figure><\/div>\n\n\n<p><a class=\"rank-math-link\" title=\"TransferWise\" href=\"https:\/\/www.comparism.com\/transferwise\/\" data-lasso-id=\"121\" rel=\"nofollow sponsored noopener\" target=\"_blank\" data-lasso-name=\"Wise\"><strong>Wise<\/strong><\/a> (formerly known as TransferWise) is one of the most trusted names in the money transfer space.<\/p>\n\n\n\n<p>Launched in 2011, Wise has been at the forefront of bringing transparency to the remittance industry by using mid-market exchange rates (adding no markups) and charging low fees.<\/p>\n\n\n\n<p>In my quest for the <strong>best money transfer to India from the UK<\/strong>, Wise (known as TransferWise back then) was the first service to which I moved when I finally broke up with my bank for sending my salary from the UK to India every month.<\/p>\n\n\n\n<p>My family is back in India, and I have been using TransferWise personally for many years now.<\/p>\n\n\n\n<p>To read more about my experiences with TransferWise, head over to my in-depth <a href=\"https:\/\/www.comparism.com\/wise-review\/\" data-type=\"post\" data-id=\"1033\" data-lasso-id=\"8668\">review of Wise<\/a>.<\/p>\n\n\n\n<p><a class=\"thirstylink\" title=\"TransferWise\" href=\"https:\/\/www.comparism.com\/transferwise\/\" data-lasso-id=\"123\" rel=\"nofollow sponsored noopener\" target=\"_blank\" data-lasso-name=\"Wise\">Wise<\/a> uses smart peer-to-peer tech, which enables them to offer real mid-market rates which you see on Google or <a href=\"https:\/\/www.comparism.com\/xe\/\" data-lasso-id=\"161\" target=\"_blank\" rel=\"nofollow sponsored noopener\" data-lasso-name=\"XE\">XE<\/a>.<\/p>\n\n\n\n<p>(<strong>Related<\/strong>: <a href=\"https:\/\/www.comparism.com\/wise-review\/#how-does-wise-work-and-how-is-it-cheap\" data-type=\"URL\" data-id=\"https:\/\/www.comparism.com\/wise-review\/#how-does-wise-work-and-how-is-it-cheap\" data-lasso-id=\"8669\">How does Wise work?<\/a>)<\/p>\n\n\n\n<p>I still shop around to ensure I still get the <strong>best exchange rate to transfer money from UK to India<\/strong>, but Transferwise is almost every time the first site I check.<\/p>\n\n\n\n<p>There are a few things that I love about Wise.<\/p>\n\n\n\n<p>The first is the transparency of the applied conversion rate and the transparent fees structure. Upfront guaranteed rates and transparent fees remove the uncertainty on the amount your recipient will get &#8211; a loophole that banks take advantage of paying you less.<\/p>\n\n\n\n<p>Another thing is <strong>how quickly the money gets delivered to your Indian bank account<\/strong> after you pay Wise locally in the UK.<\/p>\n\n\n\n<p>Taking an average of the number of times I used Transferwise for money transfer to India, it used to take 1-2 working days to arrive in my recipient&#8217;s Indian bank account. However, most of the time, it was credited the next morning.<\/p>\n\n\n\n<p>With advancements over the years, my GBP transfers to India (INR) using TransferWise take under a minute to arrive (and <strong>in most cases under 30 seconds<\/strong>) after sending funds to the TransferWise account.<\/p>\n\n\n\n<p>Of course, sending over a weekend or on holiday would add a lag, so if you time your transfer during Indian banking hours, I&#8217;ve experienced them to be instant &#8211; if under-a-minute counts as an instant transfer, that is &#8211; I think it qualifies. \ud83d\ude09<\/p>\n\n\n<div class=\"su-note\"  style=\"border-color:#d8d8d8;border-radius:3px;-moz-border-radius:3px;-webkit-border-radius:3px;\"><div class=\"su-note-inner su-u-clearfix su-u-trim\" style=\"background-color:#f2f2f2;border-color:#ffffff;color:#333333;border-radius:3px;-moz-border-radius:3px;-webkit-border-radius:3px;\"><strong>Update May 2018<\/strong>: It took <em><strong>just under 10 minutes<\/strong><\/em> for money to be credited to my Indian account.<\/p>\n<p><strong>Update Jan 2019<\/strong>: For the first transfer I did for 2019, TransferWise has further cut down on time taken, and this time the money reached my account in India in <em><strong>29 seconds<\/strong><\/em>.<\/div><\/div>\n\n\n\n<p>The reason for the quick remittance is: TransferWise delivers money locally, and your recipient gets Indian Rupees directly from Transferwise&#8217;s Indian bank account.<\/p>\n\n\n\n<p>And, it transfers at the mid-market rate, which has always been more than the banks.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"key-features\">Key Features:<\/h4>\n\n\n\n<ul>\n<li>Uses mid-market exchange rates (the rate you see on Google\/XE)<\/li>\n\n\n\n<li>Transparent fees structure (all fees shown upfront)<\/li>\n\n\n\n<li>Exact amount shown what your recipient will receive<\/li>\n\n\n\n<li>Rated 4.6\/5.0 (Excellent) on Trustpilot based on 131,547 customer reviews<\/li>\n<\/ul>\n\n\n\n<p>You can read my in-depth <a href=\"https:\/\/www.comparism.com\/transferwise-review\/\" data-type=\"post\" data-id=\"1033\" data-lasso-id=\"2132\">Wise review<\/a> to know more about Wise (fka TransferWise).<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"wise-fees-for-uk-to-india-money-transfers\">Wise Fees for UK to India money transfers<\/h3>\n\n\n\n<p>The Wise fee is very competitively priced for the UK to India corridor.<\/p>\n\n\n\n<p>The low-cost transfer fee comprises a mix of fixed fees (\u00a30.29) and a variable fee (0.45% of the total amount sent).<\/p>\n\n\n\n<p>To give you an idea, for converting \u00a31000 to INR, the total fee is \u00a34.77 (\u00a30.29 fixed fee + \u00a34.48 variable fee).<\/p>\n\n\n\n<p>Apart from these fees, <strong>no hidden exchange rate markup is added<\/strong> to your transfer.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-horizontal is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-1 wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button is-style-fill\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/www.comparism.com\/transferwise\/\" style=\"border-radius:3px\" target=\"_blank\" rel=\"nofollow sponsored noopener\" data-lasso-id=\"739\" data-lasso-name=\"Wise\">Try Wise<\/a><\/div>\n\n\n\n<div class=\"wp-block-button is-style-outline\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/www.comparism.com\/transferwise-review\/\" rel=\"noopener\" data-lasso-id=\"740\">Read Review<\/a><\/div>\n<\/div>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"how-to-send-money-from-uk-to-india-with-transferwise\">How to send money from UK to India with Transferwise?<\/h3>\n\n\n\n<p>Sending money to India with TransferWise from the UK is pretty simple and can be done using the below easy steps.<\/p>\n\n\n\n<ol>\n<li><strong>Check Wise rates.<\/strong> Go to&nbsp;<a href=\"https:\/\/www.comparism.com\/transferwise\/\" data-lasso-id=\"128\" rel=\"nofollow sponsored noopener\" target=\"_blank\" data-lasso-name=\"Wise\">this link<\/a>&nbsp;and enter the amount you want to convert from GBP to INR. You&#8217;ll see the applicable exchange rate used for conversion along with the fees and delivery timelines.<\/li>\n\n\n\n<li><strong>Create a free Wise account.<\/strong> To place a remittance request with Wise at the mid-market rate offered, click &#8220;Get started&#8221; and sign up using your email or one of the social login options &#8211; Apple, Google or Facebook.<\/li>\n\n\n\n<li><strong>Provide your recipient details.<\/strong> Enter the account details of your recipient in India. You need to do this only for the first time. Then follow the on-screen instructions. Next time, you can use the saved details if you want to use the same recipient.<\/li>\n\n\n\n<li><strong>Pay Wise and confirm transfer.<\/strong> Transfer GB Pounds from your UK bank account to Transferwise bank account in the UK. You can pay in \u00a3s using your UK debit card, credit card or other payment methods like Apple Pay as well (the applicable fees will be shown).<\/li>\n<\/ol>\n\n\n\n<p>That&#8217;s it.<\/p>\n\n\n\n<p>Wise will now convert your source currency (UK Pounds) to Indian Rupees at the decided rate, and your recipient will get paid the amount in Indian Rupees from TransferWise&#8217;s bank account locally in India.<\/p>\n\n\n\n<p><strong>Bonus Tip:<\/strong> If you are still unsure about how better the TransferWise rate is, compare the money offered by your bank using <a href=\"https:\/\/www.comparism.com\/transferwise-fees\/\" data-lasso-id=\"162\" target=\"_blank\" rel=\"nofollow sponsored noopener\" data-lasso-name=\"TransferWise Fees\">this calculator<\/a>&nbsp;now.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-horizontal is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-2 wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button is-style-fill\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/www.comparism.com\/transferwise\/\" style=\"border-radius:3px\" target=\"_blank\" rel=\"nofollow sponsored noopener\" data-lasso-id=\"741\" data-lasso-name=\"Wise\">Check Wise Rates<\/a><\/div>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"xendpay\"><a data-lasso-id=\"163\" href=\"https:\/\/www.comparism.com\/xendpay\/\" target=\"_blank\" rel=\"nofollow sponsored noopener\" data-lasso-name=\"XendPay\">2. Xendpay<\/a><\/h2>\n\n\n<div class=\"wp-block-image size-large aligncenter\">\n<figure class=\"\"><a href=\"https:\/\/www.comparism.com\/xendpay\/\" target=\"_blank\" rel=\"nofollow sponsored noopener\" data-lasso-id=\"2133\" data-lasso-name=\"XendPay\"><img decoding=\"async\" width=\"1200\" height=\"710\" src=\"https:\/\/www.comparism.com\/wp-content\/uploads\/Xendpay-Money-Transfer.jpg\" alt=\"\" class=\"wp-image-2227\" srcset=\"https:\/\/www.comparism.com\/wp-content\/uploads\/Xendpay-Money-Transfer.jpg 1200w, https:\/\/www.comparism.com\/wp-content\/uploads\/Xendpay-Money-Transfer-768x454.jpg 768w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" \/><\/a><\/figure><\/div>\n\n\n<p>On my lookout for a cost-effective way to remit money from the UK to India, Xendpay is another entry to my list.<\/p>\n\n\n\n<p>It has become one of my favourites &#8211; mainly because they initially offer a &#8216;<strong>Pay What You Want<\/strong>&#8216; option, which means you can pay whatever fee you want for the money transfer.<\/p>\n\n\n\n<p>In addition to this, Xendpay offers very competitive rates on the market, which often beats Transferwise, making Xendpay another cheap way of sending funds to India from the UK.<\/p>\n\n\n\n<p>And, who doesn&#8217;t want extra per every British Pound?<\/p>\n\n\n\n<p>A few things which I liked about <a class=\"thirstylink\" title=\"Xendpay\" href=\"https:\/\/www.comparism.com\/xendpay\/\" data-lasso-id=\"131\" rel=\"nofollow sponsored noopener\" target=\"_blank\" data-lasso-name=\"XendPay\">Xendpay<\/a>:<\/p>\n\n\n\n<p>Transparency in conversion rate, transfer costs and cheap fee (Zero initially under &#8220;Pay What You Want&#8221; model &#8211; Xendpay allows you to enter &#8216;0&#8217; (impressive!), but I suggest you pay some amount for Xendpay to keep providing this great offer!)<\/p>\n\n\n\n<p>On average, transfer from the UK to India took 2-3 working days (most of the time, it arrived in my Indian bank account on the 2nd business day).<\/p>\n\n\n\n<p>The verification process to extend your transfer limits is easy &#8211; upload two documents, one for address and one for identity proof and it for me, got verified on the same day.<\/p>\n\n\n\n<p><strong>Bonus Tip:<\/strong>&nbsp;Take advantage of the <a href=\"https:\/\/www.comparism.com\/deals\/xendpay-promo-code\/\" data-lasso-id=\"132\">Xendpay promo code<\/a> and get \u00a310 off whenever you transfer your first $100 (approx. \u00a370). If you transfer your first \u00a370, you will pay only \u00a360 from your bank account &#8211; a flat discount of 14%. This means an <b>extra Rs. 1000 in your account on your first transfer with Xendpay.<\/b><\/p>\n\n\n\n<p>Banks never give such offers!<\/p>\n\n\n\n<div class=\"wp-block-buttons is-horizontal is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-3 wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button is-style-fill\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/www.comparism.com\/xendpay\/\" style=\"border-radius:3px\" target=\"_blank\" rel=\"nofollow sponsored noopener\" data-lasso-id=\"743\" data-lasso-name=\"XendPay\">Get \u00a310 OFF with Xendpay \u2192<\/a><\/div>\n<\/div>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"how-to-transfer-money-to-india-from-uk-with-xendpay\">How to transfer money to India from UK with Xendpay?<\/h3>\n\n\n\n<p>Transferring money to India using Xendpay is quite straightforward. Just like shopping on Amazon!<\/p>\n\n\n\n<ol>\n<li>Create an account on <a class=\"thirstylink\" title=\"Xendpay\" href=\"https:\/\/www.comparism.com\/xendpay\/\" data-lasso-id=\"134\" data-lasso-name=\"XendPay\" rel=\"nofollow sponsored noopener\" target=\"_blank\">Xendpay<\/a> and login to your profile.<\/li>\n\n\n\n<li>Look out for &#8216;Send Money&#8217; tile on the Dashboard. That takes you to Currency Calculator where you can enter the amount of GB Pounds you want to convert to Indian Rupees.<\/li>\n\n\n\n<li>When you use Xendpay for the first time, it will allow you to transfer only \u00a3900. If you want this limit removed, you can upload your identity and address proof documents to get your account verified.<\/li>\n\n\n\n<li>Enter recipient details &#8211; you need to enter these only for the first time, and you can re-use them for future transfers.<\/li>\n\n\n\n<li>Next, review the details and make a payment using one of the payment methods presented. Use bank transfer or debit card instead of a credit card to avoid any additional charges. Confirm your request!<\/li>\n<\/ol>\n\n\n\n<p><strong>Remember:<\/strong> If you use <a class=\"thirstylink\" title=\"my link\" href=\"https:\/\/www.comparism.com\/xendpay\/\" data-lasso-id=\"135\" rel=\"nofollow sponsored noopener\" target=\"_blank\" data-lasso-name=\"XendPay\">my link<\/a> to sign up, you will get \u00a310 off your first transfer (<a href=\"https:\/\/www.comparism.com\/deals\/xendpay-promo-code\/\" data-lasso-id=\"136\">find more details about the Xendpay offer<\/a>). So, if you use the full limit for an unverified account, you will <strong>only pay \u00a3890 to transfer \u00a3900 to India<\/strong>.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-horizontal is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-4 wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button is-style-fill\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/www.comparism.com\/xendpay\/\" style=\"border-radius:3px\" target=\"_blank\" rel=\"nofollow sponsored noopener\" data-lasso-id=\"744\" data-lasso-name=\"XendPay\">Try Xendpay<\/a><\/div>\n<\/div>\n\n\n\n<p class=\"has-text-align-center\">(<a href=\"https:\/\/www.comparism.com\/deals\/xendpay-promo-code\/\" data-type=\"coupon\" data-id=\"631\" data-lasso-id=\"138\">\u00a310 OFF on first transfer<\/a>)<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"worldremit\"><a data-lasso-id=\"164\" href=\"https:\/\/www.comparism.com\/worldremit\/\" target=\"_blank\" rel=\"nofollow sponsored noopener\">3. WorldRemit<\/a><\/h2>\n\n\n<div class=\"wp-block-image size-large\">\n<figure class=\"aligncenter is-resized\"><a href=\"https:\/\/www.comparism.com\/worldremit\/\" target=\"_blank\" rel=\"nofollow sponsored noopener\" data-lasso-id=\"2134\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.comparism.com\/wp-content\/uploads\/WorldRemit-Money-Transfer.jpg\" alt=\"\" class=\"wp-image-2228\" width=\"806\" height=\"456\" srcset=\"https:\/\/www.comparism.com\/wp-content\/uploads\/WorldRemit-Money-Transfer.jpg 1190w, https:\/\/www.comparism.com\/wp-content\/uploads\/WorldRemit-Money-Transfer-768x435.jpg 768w\" sizes=\"(max-width: 806px) 100vw, 806px\" \/><\/a><\/figure><\/div>\n\n\n<p><a class=\"thirstylink\" title=\"WorldRemit\" data-lasso-id=\"140\" href=\"https:\/\/www.comparism.com\/worldremit\/\" target=\"_blank\" rel=\"nofollow sponsored noopener\">WorldRemit<\/a> is a relatively new addition to my arsenal of services that provide a&nbsp;cost-effective solution for sending money to India from the UK. Given that WorldRemit charges a flat <strong>low transfer fee<\/strong> of \u00a31.99, it makes sense to send money using WR if you are moving large amounts.<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p>Check <a href=\"https:\/\/www.comparism.com\/deals\/worldremit-coupon-code\/\" data-lasso-id=\"141\">WorldRemit promo<\/a> page to see how you can bring the fees down to \u00a30.<\/p>\n<\/blockquote>\n\n\n\n<p>Unlike other companies on this list for which the fee increases as you increase the GBP amount, WorldRemit has a cheap fixed-fee tariff. You end up getting better overall exchange rates for more significant amounts as the fee stays the same for any amount you send.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-horizontal is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-5 wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button is-style-fill\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/www.comparism.com\/worldremit\/\" style=\"border-radius:3px\" target=\"_blank\" rel=\"nofollow sponsored noopener\" data-lasso-id=\"746\">Get 3 FREE Transfers at WorldRemit \u2192<\/a><\/div>\n\n\n\n<div class=\"wp-block-button is-style-outline\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/www.comparism.com\/worldremit-review\/\" rel=\"noopener\" data-lasso-id=\"747\">Read Review<\/a><\/div>\n<\/div>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"how-to-transfer-money-from-uk-to-india-with-worldremit\">How to transfer money from UK to India with WorldRemit?<\/h3>\n\n\n\n<p>Initiating money transfer from the UK to India using <a class=\"thirstylink\" title=\"WorldRemit\" href=\"https:\/\/www.comparism.com\/worldremit\/\" data-lasso-id=\"144\" rel=\"nofollow sponsored noopener\" target=\"_blank\">WorldRemit<\/a> is similar to other services on this list. For your convenience, I have briefly mentioned the step-by-step procedure.<\/p>\n\n\n\n<ol>\n<li>Register at <a class=\"rank-math-link\" title=\"WorldRemit.com\" href=\"https:\/\/www.comparism.com\/worldremit\/\" data-lasso-id=\"145\" rel=\"nofollow sponsored noopener\" target=\"_blank\">WorldRemit.com<\/a> and login to your profile.<\/li>\n\n\n\n<li>Select the country of remit and add recipient details.<\/li>\n\n\n\n<li>Raise a money transfer request and send money to WorldRemit account. It will then be transferred to your recipient&#8217;s account in India in 1-2 working days.<\/li>\n<\/ol>\n\n\n\n<p><strong>Fees:<\/strong>&nbsp;WorldRemit charges a flat \u00a31.99 fee for any amount you remit. It saves some serious moolah if you are sending a large amount. You can use the <a data-lasso-id=\"146\" href=\"https:\/\/www.comparism.com\/deals\/worldremit-coupon-code\/\">WorldRemit promo code<\/a> and pay \u00a30 fees on your first three transfers.<\/p>\n\n\n\n<p>The few things I liked about WorldRemit: Guaranteed exchange rates, low \u00a31.99 fees displayed upfront (and <a href=\"https:\/\/www.comparism.com\/worldremit\/\" data-lasso-id=\"165\" rel=\"nofollow sponsored noopener\" target=\"_blank\">\u00a30 fee for your first three transfers<\/a> using the promo discount I gave you!).<\/p>\n\n\n\n<p><strong>Bonus Tip:<\/strong> <a class=\"thirstylink\" title=\"Use WorldRemit\" href=\"https:\/\/www.comparism.com\/worldremit\/\" data-lasso-id=\"147\" rel=\"nofollow sponsored noopener\" target=\"_blank\">Use WorldRemit<\/a> if you need to transfer a larger amount (over \u00a33000) &#8211; the \u00a31.99 cost is justified as you increase the amount you send to India.<\/p>\n\n\n\n<p>Comparing the options on this post, you can start with <a title=\"Xendpay\" class=\"rank-math-link\" rel=\"nofollow\" href=\"https:\/\/www.comparism.com\/deals\/xendpay-promo-code\/\" data-lasso-id=\"148\">Xendpay<\/a> to get the \u00a310 off on your first transfer before using WorldRemit. This way, you cut down on the cost you would otherwise pay towards transfer fees.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-horizontal is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-6 wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button is-style-fill\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/www.comparism.com\/worldremit\/\" style=\"border-radius:3px\" target=\"_blank\" rel=\"nofollow sponsored noopener\" data-lasso-id=\"748\">Try WorldRemit<\/a><\/div>\n<\/div>\n\n\n\n<p class=\"has-text-align-center\">(<a href=\"https:\/\/www.comparism.com\/deals\/worldremit-coupon-code\/\" data-type=\"coupon\" data-id=\"424\" data-lasso-id=\"150\">3 FREE transfers<\/a>)<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"send-money-to-india-from-uk-with-banks\">Send money to India from UK with Banks?<\/h2>\n\n\n\n<p class=\"p1\"><span class=\"s1\">You&#8217;ll agree with me when I say:<\/span><\/p>\n\n\n\n<p>One of the main reasons you moved to the UK is better remuneration than similar jobs in India. You worked hard staying away from your family to support them and give them a better life.<\/p>\n\n\n\n<p>With the hard-earned salary, you <a class=\"rank-math-link\" href=\"https:\/\/www.comparism.com\/send-money-to-india\/\" data-lasso-id=\"151\">send money to family members in India<\/a> to support them financially.<\/p>\n\n\n\n<p>If you don&#8217;t&nbsp;get the optimum value for your hard-earned money due to greedy intermediaries (banks!), you could be losing lakhs of rupees over the years on your <strong>UK to India money transfer<\/strong>.<\/p>\n\n\n\n<p>Whether you <strong>want to buy a house<\/strong> in India, <strong>send money to support your family<\/strong>, or <strong>save for retirement<\/strong>, you could be losing a lot using traditional ways of transferring money to India and sticking to a single company\/bank!<\/p>\n\n\n\n<p>Well, <strong>I did<\/strong>! <\/p>\n\n\n\n<p><strong>How?<\/strong> Banks <strong>charge hidden fees<\/strong> when you send money to India from overseas using your bank.<\/p>\n\n\n\n<p>You might ask:<\/p>\n\n\n\n<p>How can the banks charge more for money transfers to India when the advert says &#8220;Zero Fees Transfer.&#8221;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"the-truth-about-zero-fee-transfers\">The truth about &#8220;Zero Fee Transfers.&#8221;<\/h3>\n\n\n\n<p>Banks charge you hidden fees for your international payments even though the advertisement might flaunt <strong>&#8220;Fee Free Transfers.&#8221;<\/strong><\/p>\n\n\n\n<p>It&#8217;s just that you don&#8217;t realise you are getting stung.<\/p>\n\n\n\n<p>You act lazy to walk away from your trusted bank. That&#8217;s because the banks advertise it as &#8216;Zero transfer fees&#8217;, and you end up believing&nbsp;the marketing gimmick.<\/p>\n\n\n\n<p>But the reality is:<\/p>\n\n\n\n<p>Banks aren&#8217;t usually your best option when converting currency!<\/p>\n\n\n\n<p>In my <a class=\"rank-math-link\" href=\"https:\/\/www.comparism.com\/send-money-to-india\/\" data-lasso-id=\"152\">detailed guide on sending money to India<\/a>, I already told you that sending money using your bank without researching is not a superb idea.<\/p>\n\n\n\n<p>(If you haven&#8217;t read my comprehensive guide about India remittance, now is an excellent time to do it! <a aria-label=\" (opens in a new tab)\" class=\"rank-math-link\" rel=\"noopener\" href=\"https:\/\/www.comparism.com\/send-money-to-india\/\" target=\"_blank\" data-lasso-id=\"153\">Here&#8217;s the link<\/a>.)<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"is-there-any-limit-to-send-money-to-india-from-uk\">Is There Any Limit to Send Money to India from UK?<\/h2>\n\n\n\n<p><strong>There&#8217;s no legal limit on how much money you can send from the UK to India. However, individual money transfer providers can impose their own daily\/monthly limits on <a href=\"https:\/\/www.comparism.com\/international-money-transfers\/\" data-type=\"post\" data-id=\"5202\" data-lasso-id=\"8688\">international transfers<\/a>.<\/strong><\/p>\n\n\n\n<p>When such remittance limits come into question, we need to look at the rules in the sending country (UK) and the recipient country (India).<\/p>\n\n\n\n<p>In the UK, there is no upper limit on how much money you can send overseas from the UK using any payment method &#8211; online transfer, wire transfer, or cash pickup.<\/p>\n\n\n\n<p>Likewise, in India, there is no upper limit on how much money you can receive in India, though you may be legally obliged to declare it for tax purposes depending on the source of funds.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"wrapping-up-best-way-to-send-money-from-uk-to-india\">Wrapping Up: Best Way to Send money from UK to India<\/h2>\n\n\n\n<p>So there you have it &#8211; a list of <strong>the best, cost-effective ways for sending money to India from the UK in 2024<\/strong>.<\/p>\n\n\n\n<p>Feel free to contact me in the comments below if you face any issues when sending money to India with Transferwise, Xendpay, WorldRemit or any other service.<\/p>\n\n\n\n<p>I plan to explore many more services that offer money transfers to India and grab some fresh deals for you.<\/p>\n\n\n\n<p>Do sign up for my <a href=\"https:\/\/www.comparism.com\/newsletter\/\" data-type=\"page\" data-id=\"2788\" data-lasso-id=\"154\">free newsletter<\/a>, so you don&#8217;t miss any of my future posts.<\/p>\n\n\n\n<p>I hope this post gives you a better understanding of why remitting funds to India via banks might not be the smartest idea.<\/p>\n\n\n\n<p>You now know about cost-effective, smart and cheaper <strong>alternatives to banks<\/strong> to help you make a better decision for your next UK to India money transfer.<\/p>\n\n\n\n<p><strong><em>How do you send money to India? I am interested to know which currency exchange service works best for you for your remittances to India?<\/em><\/strong><\/p>\n\n\n\n<p>If you found this post useful, please share it with your friends, family members and colleagues on Facebook, Twitter and Whatsapp.<\/p>\n\n\n\n<p>I would appreciate it if you could help me spread the word about <a href=\"https:\/\/www.comparism.com\/add-a-link-title-142\/\" data-type=\"post\" data-lasso-id=\"155\" rel=\"nofollow sponsored noopener\" target=\"_blank\" data-lasso-name=\"add-a-link-title\">Comparism<\/a>.<\/p>\n\n\n\n<p>So why not make a start today by sharing this post and tagging Comparism? \ud83d\ude09<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"frequently-asked-questions-about-money-transfer-to-india-from-uk\">Frequently Asked Questions about money transfer to India from UK<\/h2>\n\n\n\n<div class=\"wp-block-uagb-faq uagb-faq__outer-wrap uagb-block-674c1685 uagb-faq-icon-row uagb-faq-layout-accordion uagb-faq-expand-first-false uagb-faq-inactive-other-true uagb-faq__wrap uagb-buttons-layout-wrap uagb-faq-equal-height\" data-faqtoggle=\"true\" role=\"tablist\"><script type=\"application\/ld+json\">{\"@context\":\"https:\/\/schema.org\",\"@type\":\"FAQPage\",\"@id\":\"https:\/\/www.comparism.com\/best-way-to-send-money-to-india-from-uk\/\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"What is the maximum limit for money transfers from UK to India?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"There is no legal maximum limit for the UK to India money transfers both when sending funds from the UK and receiving them in India.&lt;br>&lt;br>UK has no maximum limit on how much money can be transferred internationally. Likewise, India has no limit in place for incoming overseas transfers. As long as you ensure all applicable taxes are paid, you can remit as much money as you want.\"}},{\"@type\":\"Question\",\"name\":\"What is the cheapest way to send money to India from UK?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"&lt;a href=\\\"https:\/\/www.comparism.com\/go\/transferwise\/\\\" data-type=\\\"URL\\\" data-id=\\\"https:\/\/www.comparism.com\/go\/transferwise\/\\\" target=\\\"_blank\\\" rel=\\\"noreferrer noopener\\\">Wise&lt;\/a> (formerly TransferWise) is your cheapest way to transfer funds from the United Kingdom to India. Wise uses mid-market rates to convert your money with zero markups added to the exchange rates.&lt;br>&lt;br>The transfer fees are priced very competitively as well - the transfers include a fixed fee of \u00a30.29 and a variable fee of 0.45%. As an example, on a transfer of \u00a31000, you'll pay \u00a34.77 in fees for a bank-to-bank transfer.\"}},{\"@type\":\"Question\",\"name\":\"How to transfer money from UK to Indian bank account?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"The best (and the cheapest) way to send money from a UK bank account to an Indian bank account is to use a money transfer specialist company like the ones listed on this guide.&lt;br>&lt;br>Banks usually charge huge hidden charges by adding a markup to the exchange rates they use which is quite low compared the real exchange rate (the mid-market rate).\"}},{\"@type\":\"Question\",\"name\":\"Is it safe to send money to India from UK online?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"It is absolutely safe and legit to send money from UK to India online. All the options listed on this guide are regulated by FCA in the UK which means your money is safe.\"}},{\"@type\":\"Question\",\"name\":\"Which is the safest way to send money to India?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"All the methods listed in &lt;a href=\\\"https:\/\/www.comparism.com\/best-way-to-send-money-to-india-from-uk\/\\\" data-type=\\\"URL\\\" data-id=\\\"https:\/\/www.comparism.com\/best-way-to-send-money-to-india-from-uk\/\\\">this money transfer guide&lt;\/a> are safe to send money to India from the UK. All the services listed are regulated by FCA in the UK and use online security protocols for your online safety. \"}}]}<\/script>\n<div class=\"wp-block-uagb-faq-child uagb-faq-child__outer-wrap uagb-faq-item uagb-block-6f282352\" role=\"tab\" tabindex=\"0\"><div class=\"uagb-faq-questions-button uagb-faq-questions\"><span class=\"uagb-icon uagb-faq-icon-wrap\"><svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 256 512\"><path d=\"M64 448c-8.188 0-16.38-3.125-22.62-9.375c-12.5-12.5-12.5-32.75 0-45.25L178.8 256L41.38 118.6c-12.5-12.5-12.5-32.75 0-45.25s32.75-12.5 45.25 0l160 160c12.5 12.5 12.5 32.75 0 45.25l-160 160C80.38 444.9 72.19 448 64 448z\"><\/path><\/svg><\/span><span class=\"uagb-icon-active uagb-faq-icon-wrap\"><svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 384 512\"><path d=\"M192 384c-8.188 0-16.38-3.125-22.62-9.375l-160-160c-12.5-12.5-12.5-32.75 0-45.25s32.75-12.5 45.25 0L192 306.8l137.4-137.4c12.5-12.5 32.75-12.5 45.25 0s12.5 32.75 0 45.25l-160 160C208.4 380.9 200.2 384 192 384z\"><\/path><\/svg><\/span><span class=\"uagb-question\">What is the maximum limit for money transfers from UK to India?<\/span><\/div><p class=\"uagb-faq-content\">There is no legal maximum limit for the UK to India money transfers both when sending funds from the UK and receiving them in India.<br><br>UK has no maximum limit on how much money can be transferred internationally. Likewise, India has no limit in place for incoming overseas transfers. As long as you ensure all applicable taxes are paid, you can remit as much money as you want.<\/p><\/div>\n\n\n\n<div class=\"wp-block-uagb-faq-child uagb-faq-child__outer-wrap uagb-faq-item uagb-block-3445bebb\" role=\"tab\" tabindex=\"0\"><div class=\"uagb-faq-questions-button uagb-faq-questions\"><span class=\"uagb-icon uagb-faq-icon-wrap\"><svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 256 512\"><path d=\"M64 448c-8.188 0-16.38-3.125-22.62-9.375c-12.5-12.5-12.5-32.75 0-45.25L178.8 256L41.38 118.6c-12.5-12.5-12.5-32.75 0-45.25s32.75-12.5 45.25 0l160 160c12.5 12.5 12.5 32.75 0 45.25l-160 160C80.38 444.9 72.19 448 64 448z\"><\/path><\/svg><\/span><span class=\"uagb-icon-active uagb-faq-icon-wrap\"><svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 384 512\"><path d=\"M192 384c-8.188 0-16.38-3.125-22.62-9.375l-160-160c-12.5-12.5-12.5-32.75 0-45.25s32.75-12.5 45.25 0L192 306.8l137.4-137.4c12.5-12.5 32.75-12.5 45.25 0s12.5 32.75 0 45.25l-160 160C208.4 380.9 200.2 384 192 384z\"><\/path><\/svg><\/span><span class=\"uagb-question\">What is the cheapest way to send money to India from UK?<\/span><\/div><p class=\"uagb-faq-content\"><a href=\"https:\/\/www.comparism.com\/transferwise\/\" data-type=\"URL\" data-id=\"https:\/\/www.comparism.com\/go\/transferwise\/\" target=\"_blank\" rel=\"noreferrer noopener\">Wise<\/a> (formerly TransferWise) is your cheapest way to transfer funds from the United Kingdom to India. Wise uses mid-market rates to convert your money with zero markups added to the exchange rates.<br><br>The transfer fees are priced very competitively as well &#8211; the transfers include a fixed fee of \u00a30.29 and a variable fee of 0.45%. As an example, on a transfer of \u00a31000, you&#8217;ll pay \u00a34.77 in fees for a bank-to-bank transfer.<\/p><\/div>\n\n\n\n<div class=\"wp-block-uagb-faq-child uagb-faq-child__outer-wrap uagb-faq-item uagb-block-a4e1f4e4\" role=\"tab\" tabindex=\"0\"><div class=\"uagb-faq-questions-button uagb-faq-questions\"><span class=\"uagb-icon uagb-faq-icon-wrap\"><svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 256 512\"><path d=\"M64 448c-8.188 0-16.38-3.125-22.62-9.375c-12.5-12.5-12.5-32.75 0-45.25L178.8 256L41.38 118.6c-12.5-12.5-12.5-32.75 0-45.25s32.75-12.5 45.25 0l160 160c12.5 12.5 12.5 32.75 0 45.25l-160 160C80.38 444.9 72.19 448 64 448z\"><\/path><\/svg><\/span><span class=\"uagb-icon-active uagb-faq-icon-wrap\"><svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 384 512\"><path d=\"M192 384c-8.188 0-16.38-3.125-22.62-9.375l-160-160c-12.5-12.5-12.5-32.75 0-45.25s32.75-12.5 45.25 0L192 306.8l137.4-137.4c12.5-12.5 32.75-12.5 45.25 0s12.5 32.75 0 45.25l-160 160C208.4 380.9 200.2 384 192 384z\"><\/path><\/svg><\/span><span class=\"uagb-question\">How to transfer money from UK to Indian bank account?<\/span><\/div><p class=\"uagb-faq-content\">The best (and the cheapest) way to send money from a UK bank account to an Indian bank account is to use a money transfer specialist company like the ones listed on this guide.<br><br>Banks usually charge huge hidden charges by adding a markup to the exchange rates they use which is quite low compared the real exchange rate (the mid-market rate).<\/p><\/div>\n\n\n\n<div class=\"wp-block-uagb-faq-child uagb-faq-child__outer-wrap uagb-faq-item uagb-block-63ee2d69\" role=\"tab\" tabindex=\"0\"><div class=\"uagb-faq-questions-button uagb-faq-questions\"><span class=\"uagb-icon uagb-faq-icon-wrap\"><svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 256 512\"><path d=\"M64 448c-8.188 0-16.38-3.125-22.62-9.375c-12.5-12.5-12.5-32.75 0-45.25L178.8 256L41.38 118.6c-12.5-12.5-12.5-32.75 0-45.25s32.75-12.5 45.25 0l160 160c12.5 12.5 12.5 32.75 0 45.25l-160 160C80.38 444.9 72.19 448 64 448z\"><\/path><\/svg><\/span><span class=\"uagb-icon-active uagb-faq-icon-wrap\"><svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 384 512\"><path d=\"M192 384c-8.188 0-16.38-3.125-22.62-9.375l-160-160c-12.5-12.5-12.5-32.75 0-45.25s32.75-12.5 45.25 0L192 306.8l137.4-137.4c12.5-12.5 32.75-12.5 45.25 0s12.5 32.75 0 45.25l-160 160C208.4 380.9 200.2 384 192 384z\"><\/path><\/svg><\/span><span class=\"uagb-question\">Is it safe to send money to India from UK online?<\/span><\/div><p class=\"uagb-faq-content\">It is absolutely safe and legit to send money from UK to India online. All the options listed on this guide are regulated by FCA in the UK which means your money is safe.<\/p><\/div>\n\n\n\n<div class=\"wp-block-uagb-faq-child uagb-faq-child__outer-wrap uagb-faq-item uagb-block-789fefaf\" role=\"tab\" tabindex=\"0\"><div class=\"uagb-faq-questions-button uagb-faq-questions\"><span class=\"uagb-icon uagb-faq-icon-wrap\"><svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 256 512\"><path d=\"M64 448c-8.188 0-16.38-3.125-22.62-9.375c-12.5-12.5-12.5-32.75 0-45.25L178.8 256L41.38 118.6c-12.5-12.5-12.5-32.75 0-45.25s32.75-12.5 45.25 0l160 160c12.5 12.5 12.5 32.75 0 45.25l-160 160C80.38 444.9 72.19 448 64 448z\"><\/path><\/svg><\/span><span class=\"uagb-icon-active uagb-faq-icon-wrap\"><svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 384 512\"><path d=\"M192 384c-8.188 0-16.38-3.125-22.62-9.375l-160-160c-12.5-12.5-12.5-32.75 0-45.25s32.75-12.5 45.25 0L192 306.8l137.4-137.4c12.5-12.5 32.75-12.5 45.25 0s12.5 32.75 0 45.25l-160 160C208.4 380.9 200.2 384 192 384z\"><\/path><\/svg><\/span><span class=\"uagb-question\">Which is the safest way to send money to India?<\/span><\/div><p class=\"uagb-faq-content\">All the methods listed in <a href=\"https:\/\/www.comparism.com\/best-way-to-send-money-to-india-from-uk\/\" data-type=\"URL\" data-id=\"https:\/\/www.comparism.com\/best-way-to-send-money-to-india-from-uk\/\">this money transfer guide<\/a> are safe to send money to India from the UK. All the services listed are regulated by FCA in the UK and use online security protocols for your online safety. <\/p><\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Looking for the best way to send money to India from the UK online? In , there are many different international money transfer options at your disposal, but finding the one that&#8217;s right for you is the challenge. In this post, that&#8217;s EXACTLY what I will show you &#8211; the best money transfer to India&#8230;<\/p>\n","protected":false},"author":3,"featured_media":1270,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_uag_custom_page_level_css":"","_kad_post_transparent":"","_kad_post_title":"","_kad_post_layout":"","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"footnotes":""},"categories":[8,9],"tags":[43,10,32,33,34],"uagb_featured_image_src":{"full":["https:\/\/www.comparism.com\/wp-content\/uploads\/best-way-to-send-money-to-india-from-uk.jpg",1024,682,false],"thumbnail":["https:\/\/www.comparism.com\/wp-content\/uploads\/best-way-to-send-money-to-india-from-uk-150x150.jpg",150,150,true],"medium":["https:\/\/www.comparism.com\/wp-content\/uploads\/best-way-to-send-money-to-india-from-uk.jpg",1024,682,false],"medium_large":["https:\/\/www.comparism.com\/wp-content\/uploads\/best-way-to-send-money-to-india-from-uk-768x512.jpg",768,512,true],"large":["https:\/\/www.comparism.com\/wp-content\/uploads\/best-way-to-send-money-to-india-from-uk.jpg",1024,682,false],"1536x1536":["https:\/\/www.comparism.com\/wp-content\/uploads\/best-way-to-send-money-to-india-from-uk.jpg",1024,682,false],"2048x2048":["https:\/\/www.comparism.com\/wp-content\/uploads\/best-way-to-send-money-to-india-from-uk.jpg",1024,682,false]},"uagb_author_info":{"display_name":"Aman","author_link":"https:\/\/www.comparism.com\/author\/aman5ingh\/"},"uagb_comment_info":31,"uagb_excerpt":"Looking for the best way to send money to India from the UK online? In , there are many different international money transfer options at your disposal, but finding the one that&#8217;s right for you is the challenge. In this post, that&#8217;s EXACTLY what I will show you &#8211; the best money transfer to India...","_links":{"self":[{"href":"https:\/\/www.comparism.com\/wp-json\/wp\/v2\/posts\/23"}],"collection":[{"href":"https:\/\/www.comparism.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.comparism.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.comparism.com\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/www.comparism.com\/wp-json\/wp\/v2\/comments?post=23"}],"version-history":[{"count":7,"href":"https:\/\/www.comparism.com\/wp-json\/wp\/v2\/posts\/23\/revisions"}],"predecessor-version":[{"id":5440,"href":"https:\/\/www.comparism.com\/wp-json\/wp\/v2\/posts\/23\/revisions\/5440"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.comparism.com\/wp-json\/wp\/v2\/media\/1270"}],"wp:attachment":[{"href":"https:\/\/www.comparism.com\/wp-json\/wp\/v2\/media?parent=23"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.comparism.com\/wp-json\/wp\/v2\/categories?post=23"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.comparism.com\/wp-json\/wp\/v2\/tags?post=23"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}